Standard Lenders

Secure Your Future with a Reverse Mortgage

A Better Retirement Begins with Honest Solutions

Start your relaxed retirement with honest, simple solutions made just for you. We’re here to guide you smoothly into this exciting new chapter of your life, making sure you enjoy your retirement years to the fullest. Let’s make this time truly great!

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How it works

Five Easy steps to a Better Retirement

Education

A trained agent will meet you over the phone or in your home to explain to you what will be the best fit for you.

Counseling

You will meet with a government licensed counselor to help you make an informed decision on if Reverse Mortgages are right for you.

Application

We will send you a copy of the application and a licensed agent will walk you through every question you might have before it is submitted.

Appraisal

A licensed third-party appraiser will come to your home to assess the home value.

Signing

Everything is complete and we are ready for to sign and start retiring comfortably!

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Key Points about Reverse Mortgages

Eliminate Mortgage Payments Forever 

Home Loan Equity in CA

Maintain Title and Ownership of your Home

Get Tax Free Cash in One Lump Sum or Monthly Payments to Supplement Your Retirement 

Reverse Mortgage For Seniors

Use Funds as Needed – Whether For Bills, Paying Off Debt, or Going on a Vacation

Reverse Mortgage Loan

Don’t Need Cash Now? Preserve Your Equity With a Growing Line of Credit

Federally Insured by the U.S. Government 

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Borrower is still responsible to pay property taxes, homeowner’s insurance, and home maintenance costs.

Your reverse mortgage funds can be distributed as either a cash lump sum, a line of credit, or receive monthly payments (term or tenure).

Only Approved HECM Loans are FHA insured, proprietary products such as Jumbo reverse mortgage loans are not Federally insured.

Products

New Reverse Mortgage Loan

A reverse mortgage is a valuable financial tool that allows seniors to access the equity in their homes without the need to sell or make monthly mortgage payments. It provides a way for retirees to supplement their income, manage unexpected expenses, or fund lifestyle enhancements during their golden years.

Jumbo Reverse Mortgage

If you’re 62 or older and own a high-value home in California, a jumbo reverse mortgage could be beneficial. This financial option lets you access your home’s equity without needing to sell, providing a practical solution for enhancing your financial flexibility in retirement.